Marisol H. Ingle
Commercial Property Underwriter
Philadelphia, PA · (215) 555 0112 · name@example.com · linkedin.com/in/marisolhingle
Key Qualifications
EXPERIENCE
Six years underwriting commercial property
INDUSTRIES
Habitational, retail centers, light manufacturing, self storage
SPECIALTIES
Catastrophe modeling, statement of values review, protective safeguards
SYSTEMS
Guidewire PolicyCenter, Verisk Touchstone, Microsoft Excel, Power BI
CREDENTIALS
Chartered Property Casualty Underwriter, Associate in Underwriting
EDUCATION
Bachelor of Science in risk management and insurance, 2019
Results at a Glance
18
Million dollars
46%
Percent plan target
19
Percent by tightening
92%
Renewal premium
Executive Summary
Commercial property underwriter with six years at admitted carriers, holding a 3 million dollar per location authority on habitational, retail and light manufacturing risks. Runs catastrophe modeling on every account with coastal or convective storm exposure and prices to a target loss ratio agreed each planning year.
Signature Achievements
- Grew a territory book from 18 to 27 million dollars in written premium over three years.
- Held a three year loss ratio of 46 percent against a 58 percent plan target.
- Improved the hit ratio from 19 to 28 percent by tightening appetite communication with 40 agencies.
- Retained 92 percent of renewal premium through a year averaging 11 percent rate increase.
- Cut modeled hurricane exposure in two coastal counties by 34 percent while growing overall premium.
Professional Experience
Commercial Property Underwriter
Liberty Bell Property and Casualty, Philadelphia, PA 2022 to present
Territory book of 27 million dollars across eastern Pennsylvania, Delaware and southern New Jersey.
- Underwrites new and renewal property accounts up to 3 million dollars per location.
- Runs catastrophe models in Verisk Touchstone and manages aggregate against territory limits.
- Applies schedule rating credits and debits with documented support in Guidewire PolicyCenter.
- Refers accounts above authority with a written recommendation and exposure analysis.
- Meets quarterly with 40 appointed agencies on appetite, pricing and submission quality.
Associate Property Underwriter
Schuylkill Valley Mutual Insurance, Reading, PA 2019 to 2022
Small commercial desk handling business owners policies and package accounts.
- Underwrote 1,100 small commercial submissions a year within a 750 thousand dollar limit.
- Reviewed statements of values and ordered inspections on higher hazard occupancies.
- Completed the Chartered Property Casualty Underwriter program while carrying a full book.
Licensure and Certification
Chartered Property Casualty Underwriter designation, 2023
Associate in Underwriting designation, 2021
Member, Chartered Property Casualty Underwriter Society
Education
Bachelor of Science in risk management and insurance, Temple University, 2019
Core Skills
Property underwriting · Catastrophe modeling · Schedule rating · Aggregate management · Guidewire PolicyCenter · Loss ratio management · Agency relationships · Statement of values review · Pricing analysis · Renewal retention