Diego T. Narron
Commercial Lines Insurance Broker
Charlotte, NC · (704) 555 0144 · name@example.com · linkedin.com/in/diegotnarron
Key Qualifications
EXPERIENCE
Nine years in commercial property and casualty brokerage
MARKETS
General contractors, specialty trades, light manufacturing, distribution
SPECIALTIES
Program design, submission quality, contractual risk transfer, certificate compliance
SYSTEMS
Applied Epic, Salesforce, Zywave, Indio
CREDENTIALS
North Carolina property and casualty producer license, Certified Insurance Counselor
EDUCATION
Bachelor of Science in business administration, University of North Carolina at Charlotte
Executive Summary
Commercial lines broker with nine years placing property and casualty programs for middle market contractors and manufacturers in the Carolinas. Builds submissions carriers want to quote, negotiates terms on general liability, umbrella and builders risk, and manages a book of two point six million dollars in annual premium.
Signature Achievements
- Grew a personal book from one point one million dollars to two point six million dollars in premium over five years.
- Held a client retention rate of ninety three percent across four renewal seasons in a firming property market.
- Placed a builders risk program on a forty two million dollar mixed use project after three incumbent brokers declined it.
- Cut a roofing contractor total premium by one hundred eighteen thousand dollars by restructuring the workers compensation class codes.
- Won eleven new accounts in one year through a contract review service that showed clients their uninsured indemnity obligations.
Professional Experience
Commercial Lines Broker
Trade Street Risk Partners, Charlotte, NC 2020 to present
Book of fifty four middle market accounts with premiums between twenty five thousand and four hundred thousand dollars at an independent agency of sixty employees.
- Build and market complete submissions to admitted and surplus lines carriers, including loss runs, exposure schedules and narrative.
- Negotiate coverage terms on general liability, automobile, workers compensation, umbrella and professional lines.
- Review construction contracts with clients and correct additional insured and waiver of subrogation gaps before signing.
- Present renewal strategy ninety days out with market conditions, loss ratio history and clear options.
Assistant Broker
Piedmont Coastal Insurance Services, Greensboro, NC 2017 to 2020
Support for two senior producers on a shared book of one hundred twenty small and middle market accounts.
- Prepared applications, gathered loss runs and tracked carrier responses through the marketing cycle.
- Issued certificates of insurance and resolved compliance questions from general contractors and owners.
- Ran experience modification rate worksheets to spot payroll and class code errors before audit.
Licensure and Certification
North Carolina property and casualty producer license
Certified Insurance Counselor
Construction Risk and Insurance Specialist
Education
Bachelor of Science in business administration, University of North Carolina at Charlotte, 2016
Core Skills
Submission preparation · Carrier negotiation · Contract risk transfer · Renewal strategy · Loss ratio analysis · Certificate compliance · New business development · Coverage comparison · Client presentations · Account rounding