Emilio N. Neese
Actuarial Analyst
Hartford, CT · (860) 555 0134 · name@example.com · linkedin.com/in/emilionneese
Key Qualifications
EXPERIENCE
Six years in personal automobile and homeowners pricing
INDUSTRIES
Regional property and casualty carriers, personal lines
SPECIALTIES
Rate indications, class plan analysis, loss development triangles, state rate filings
SYSTEMS
R, SAS, Guidewire PolicyCenter, Radar, Microsoft Excel, Tableau
CREDENTIALS
Casualty Actuarial Society candidate, five preliminary examinations passed
EDUCATION
Bachelor of Science in mathematics, University of Connecticut
Executive Summary
Actuarial analyst with six years in personal lines pricing at a regional property and casualty carrier writing in nine states. Five preliminary examinations passed toward Associate of the Casualty Actuarial Society. Builds rate indications and class plan reviews that clear department of insurance objections on first review.
Signature Achievements
- Rebuilt the homeowners rate indication for two states and moved the loss ratio 9 points over two policy years.
- Filed 11 personal automobile rate changes through the System for Electronic Rate and Form Filing with none withdrawn.
- Cut the quarterly loss development triangle build from six days to one by rewriting the data extract in R.
- Found a territory definition error that understated pure premium in two coastal counties on 1.2 million dollars of premium.
- Added a Bornhuetter Ferguson reasonability check to the indication template now used across the pricing unit.
- Supported three annual statement cycles of Schedule P reconciliation with no restated exhibit.
Professional Experience
Actuarial Analyst
Charter Oak Mutual Insurance Company, Hartford, CT 2022 to present
Personal lines pricing team of five covering nine states of automobile and homeowners business.
- Produces the annual rate indication for each state, including trend selection and loss development factors.
- Prepares actuarial memoranda and objection responses for state departments of insurance.
- Reviews class plan relativities for territory, age of home and prior claim history.
- Reconciles premium and loss extracts against the statutory annual statement each quarter.
Associate Actuarial Analyst
Nutmeg Valley Insurance Group, New Britain, CT 2019 to 2022
Two person analytics unit supporting a book of 140,000 personal automobile policies.
- Built monthly loss ratio and expense ratio reporting for the underwriting committee.
- Priced physical damage coverage changes and tested the effect on renewal retention.
- Cleaned 11 years of claim history into the reserving database used for triangle work.
Licensure and Certification
Candidate member of the Casualty Actuarial Society
Preliminary examinations passed in probability, financial mathematics, modern actuarial statistics one and two, and basic techniques for ratemaking
Education
Bachelor of Science in mathematics, University of Connecticut, Storrs
Validation by Educational Experience credits in economics, accounting and finance, and mathematical statistics
Core Skills
Rate indications · Loss development triangles · Class plan analysis · Trend selection · State rate filings · R programming · SAS · Guidewire PolicyCenter · Tableau · Actuarial memoranda