Gabriela B. Yelverton
Pricing Actuary, Commercial Lines
Philadelphia, PA · (215) 555 0121 · name@example.com · linkedin.com/in/gabrielabyelverton
Key Qualifications
EXPERIENCE
Eleven years in property and casualty pricing and product
INDUSTRIES
Commercial general liability, commercial property, excess and umbrella
SPECIALTIES
Rate level indications, increased limits factors, filing strategy, profitability review
SYSTEMS
R, SAS, Guidewire PolicyCenter, Radar, Snowflake, Tableau
CREDENTIALS
Fellow of the Casualty Actuarial Society, member of the American Academy of Actuaries
EDUCATION
Bachelor of Science in mathematics, Temple University
Results at a Glance
6
Point improvement
34
Rate filings
$47m
Premium in two
Executive Summary
Fellow of the Casualty Actuarial Society with 11 years in commercial lines pricing. Owns the rate level for general liability and commercial property at a carrier writing 900 million dollars of premium, and defends every filing position in front of state departments of insurance.
Signature Achievements
- Delivered a 6 point improvement in the general liability combined ratio across three renewal cycles.
- Rebuilt increased limits factors for umbrella business and lifted the excess layer loss ratio by 11 points.
- Secured approval on 34 rate filings in 19 states with an average of one objection letter each.
- Set the class plan for a new contractors program that reached 47 million dollars of premium in two years.
- Built the profitability review that led leadership to exit a habitational segment losing 8 million dollars a year.
- Signed off on pricing assumptions supporting the annual plan for four lines of business.
Professional Experience
Pricing Actuary, Commercial Lines
Liberty Bell Casualty Group, Philadelphia, PA 2020 to present
Leads pricing for two lines and supervises three analysts inside a 900 million dollar carrier.
- Sets rate level indications and class plan structure for general liability and commercial property.
- Owns the filing calendar and writes the actuarial memoranda supporting each change.
- Reviews underwriting referrals above 500,000 dollars of premium for technical price adequacy.
- Presents quarterly profitability results and rate adequacy positions to the product committee.
Actuary, Product Development
Keystone Ridge Insurance Company, Allentown, PA 2016 to 2020
Product actuary for a regional carrier building small commercial programs through agency distribution.
- Priced three new commercial programs from exposure data and industry loss costs.
- Developed the rating algorithm specification handed to the policy administration team.
- Monitored early loss emergence and recommended two mid course rate corrections.
Licensure and Certification
Fellow of the Casualty Actuarial Society
Member of the American Academy of Actuaries
Qualification standards continuing education current
Education
Bachelor of Science in mathematics, Temple University, Philadelphia
Fellowship completed through the Casualty Actuarial Society examination track
Core Skills
Rate level indications · Increased limits factors · Filing strategy · Class plan design · Profitability review · R programming · Snowflake · Underwriting referral pricing · Analyst supervision