Lamar D. Whitford
Corporate Risk Manager
Atlanta, GA · (404) 555 0113 · name@example.com · linkedin.com/in/lamardwhitford
Key Qualifications
EXPERIENCE
Thirteen years in corporate risk management and insurance buying
PROGRAM SCOPE
Four hundred company and franchise locations, twenty two thousand employees
SPECIALTIES
Total cost of risk, captive programs, self insured retentions, claims advocacy
SYSTEMS
Origami Risk, Riskonnect, Workday, Power BI
CREDENTIALS
Associate in Risk Management, Chartered Property Casualty Underwriter, member of the Risk and Insurance Management Society
EDUCATION
Master of Business Administration, Georgia State University
Executive Summary
Corporate risk manager for a restaurant group of four hundred locations, thirteen years in risk management. Owns total cost of risk, runs the casualty program through a protected cell captive and manages claims with the third party administrator. Cut cost of risk per location for four consecutive years.
Signature Achievements
- Reduced total cost of risk from eleven thousand four hundred dollars per location to eight thousand six hundred over four years.
- Moved general liability and workers compensation into a protected cell captive and retained three point two million dollars in underwriting profit.
- Raised the workers compensation self insured retention from two hundred fifty thousand to five hundred thousand dollars and saved one point four million dollars in premium.
- Cut slip and fall claim frequency twenty six percent through a floor safety program funded from captive earnings.
- Released two point one million dollars of collateral by replacing a letter of credit structure with a funded trust.
- Brought the enterprise experience modification rate from one point eighteen to zero point ninety three across the operating companies.
Professional Experience
Corporate Risk Manager
Peachtree Hospitality Brands, Atlanta, GA 2019 to present
Risk program for a restaurant group with four hundred company and franchise locations across eleven southeastern states and revenue near nine hundred million dollars.
- Own the annual insurance renewal covering property, general liability, workers compensation, automobile, cyber and executive lines.
- Manage the protected cell captive, including actuarial funding studies, premium allocation and annual board reporting.
- Direct the third party administrator on claim strategy and hold settlement authority to two hundred fifty thousand dollars.
- Publish quarterly total cost of risk results by region so operators see the cost their loss experience creates.
Risk and Insurance Manager
Chattahoochee Food Service Group, Marietta, GA 2015 to 2019
Insurance and claims program for one hundred forty restaurants and two distribution centers.
- Built the first written risk register and loss forecast model the company used for budget planning.
- Negotiated the broker service agreement and moved the account from commission to a fixed fee.
- Ran contractual risk transfer reviews on leases, vendor agreements and franchise contracts.
Risk Analyst
Piedmont Provisions Company, Athens, GA 2012 to 2015
Loss data analysis and renewal support for a regional food distributor.
- Compiled exposure schedules, loss runs and claim triangles for renewal submissions.
- Tracked certificates of insurance from vendors and flagged coverage gaps for legal review.
Licensure and Certification
Associate in Risk Management
Chartered Property Casualty Underwriter
Member, Risk and Insurance Management Society
Education
Master of Business Administration, Georgia State University, 2017
Bachelor of Business Administration in risk management and insurance, University of Georgia, 2012
Core Skills
Total cost of risk analysis · Captive management · Retention analysis · Loss forecasting · Broker management · Claims advocacy · Contractual risk transfer · Collateral negotiation · Safety program funding · Executive reporting