Jamal D. Osborne
Bank Secrecy Act Compliance Officer
Minneapolis, MN · (612) 555 0134 · name@example.com · linkedin.com/in/jamaldosborne
Key Qualifications
EXPERIENCE
Nine years in bank compliance across a savings bank and a credit union
INDUSTRIES
Regional banking, credit unions, consumer lending
SPECIALTIES
Anti money laundering monitoring, sanctions screening, suspicious activity reporting, examination response
SYSTEMS
Verafin, Fiserv, NICE Actimize, Tableau
CREDENTIALS
Certified Anti Money Laundering Specialist
EDUCATION
Bachelor of Science in finance, University of Minnesota Twin Cities
Results at a Glance
9
Matters requiring attention
240
Suspicious activity reports
310
Branch employees
38%
Working matching thresholds
Executive Summary
Compliance officer with nine years in regional banking, covering the Bank Secrecy Act and anti money laundering program for a 22 branch institution. Tunes transaction monitoring rules that examiners accept, files suspicious activity reports that survive quality review, and trains branch staff who would rather be selling.
Signature Achievements
- Cut the alert review backlog from six weeks to four days by retuning 11 transaction monitoring scenarios.
- Closed all 9 matters requiring attention from the state examination inside the 90 day commitment given to the board risk committee.
- Filed 240 suspicious activity reports in a year with no quality returns after rewriting the narrative standard.
- Trained 310 branch employees on customer identification and lifted the assessment pass rate from 68 to 94 percent.
- Reduced false positive sanctions hits by 38 percent by working matching thresholds through with the screening vendor.
- Wrote the annual anti money laundering risk assessment adopted by the board without amendment three years running.
Professional Experience
Bank Secrecy Act Compliance Officer
Northgate Savings Bank, Minneapolis, MN 2021 to present
Second line coverage for a 22 branch bank holding 4 billion dollars in assets.
- Owns the monitoring, screening and reporting program and reports quarterly to the risk committee.
- Reviews escalated alerts, decides on filing and signs 20 to 25 reports each month.
- Runs the annual independent testing engagement and tracks remediation to closure.
- Reviews new deposit and lending products for money laundering risk before launch.
Anti Money Laundering Analyst
Copper Ridge Credit Union, Saint Paul, MN 2017 to 2021
Analyst on a three person financial crime team serving 90,000 members.
- Investigated cash structuring and wire patterns and documented case decisions.
- Completed member due care reviews on 60 higher risk accounts a quarter.
- Maintained the sanctions screening list refresh and cleared potential matches.
Licensure and Certification
Certified Anti Money Laundering Specialist, 2019
Member of the Association of Certified Anti Money Laundering Specialists
Education
Bachelor of Science in finance, University of Minnesota Twin Cities, 2016
Certificate in financial crime investigation, Hamline University, 2019
Core Skills
Transaction monitoring · Suspicious activity reporting · Sanctions screening · Risk assessment · Examination response · Independent testing · Verafin · Tableau · Staff training · Policy writing