Deandre W. Coley
Regulatory Compliance Officer, Community banking
Des Moines, IA · (217) 555 0136 · name@example.com · linkedin.com/in/deandrewcoley
Key Qualifications
EXPERIENCE
Seven years of consumer compliance work in community and regional banking
INDUSTRIES
Community banking, consumer lending, deposit operations
SPECIALTIES
Compliance monitoring, examination readiness, fair lending review, staff training
SYSTEMS
Archer, Workiva, Jack Henry core banking, Tableau, Microsoft Excel
CREDENTIALS
Certified Regulatory Compliance Manager, American Bankers Association
EDUCATION
Bachelor of arts in economics, Drake University
Executive Summary
Regulatory compliance officer with seven years inside community and regional banks. Owns the consumer compliance monitoring program for deposits and lending, prepares the bank for Office of the Comptroller of the Currency examinations, and trains branch staff on the rules they apply every day. Certified Regulatory Compliance Manager.
Signature Achievements
- Closed all fourteen matters requiring attention from the previous Office of the Comptroller of the Currency examination four months ahead of the committed date.
- Rebuilt the monitoring calendar so every consumer regulation is tested at least once a year, up from nine of nineteen when I arrived.
- Cut Truth in Lending Act disclosure errors on closed end consumer loans from thirty one a quarter to four.
- Reviewed 2,400 mortgage applications for fair lending outcomes and found a pricing exception pattern that was corrected before any examiner saw it.
- Delivered consumer compliance training to 380 branch employees with 98 percent completion inside the assigned window.
- Wrote the deposit compliance procedures adopted at all thirty one branches when the bank added eleven locations across Nebraska.
Professional Experience
Regulatory Compliance Officer
Prairie Bell Bank, Des Moines, IA 2022 to present
Owns consumer compliance monitoring and examination support for a bank with thirty one branches and four billion dollars in assets.
- Runs the annual compliance risk assessment covering nineteen consumer regulations and reports the results to the board compliance committee.
- Tests deposit account opening, overdraft practices and consumer loan disclosures on a quarterly cycle.
- Serves as the day to day contact for Office of the Comptroller of the Currency examiners and assembles every requested document.
- Maintains the compliance issue log in Archer and escalates aging items to the chief compliance officer every month.
Compliance Analyst
Cedar Bluff Savings Bank, Ames, IA 2019 to 2022
Supported consumer lending and deposit compliance at a nine branch savings bank.
- Sampled and tested residential mortgage files for Real Estate Settlement Procedures Act timing requirements.
- Prepared the annual Home Mortgage Disclosure Act submission and cleared every edit before filing.
- Answered branch questions on Regulation E error resolution and documented the guidance given.
- Built the first written monitoring procedures the bank had for consumer deposit products.
Licensure and Certification
Certified Regulatory Compliance Manager, American Bankers Association
Member, American Bankers Association
Education
Bachelor of arts in economics, Drake University, Des Moines, Iowa
Core Skills
Compliance monitoring · Examination readiness · Fair lending review · Consumer lending regulation · Deposit compliance · Risk assessment · Issue tracking · Policy writing · Staff training · Archer · Workiva