Ryan J. Jolly
Compliance Auditor, Regional banking
Richmond, VA · (804) 555 0124 · name@example.com · linkedin.com/in/ryanjjolly
Key Qualifications
EXPERIENCE
Seven years of regulatory compliance testing in commercial and consumer banking
INDUSTRIES
Regional banking, residential mortgage, consumer deposits
SPECIALTIES
Lending disclosure testing, fair lending review, deposit compliance
SYSTEMS
AuditBoard, Workiva, Fiserv core banking, Excel
CREDENTIALS
Certified Regulatory Compliance Manager
EDUCATION
Bachelor of science in finance, Virginia Commonwealth University
Results at a Glance
26
Compliance reviews
14%
Construction loan sample
41
Open compliance findings
Executive Summary
Compliance auditor testing consumer lending and deposit regulations at a regional bank. Seven years of independent testing covering lending disclosures, fair lending analysis and deposit account rules. Writes the reports read by the compliance committee and tracks every corrective action to closure.
Signature Achievements
- Completed 26 compliance reviews in a year across lending, deposits and marketing with no missed testing deadline.
- Found disclosure timing errors on 14 percent of a construction loan sample and drove a process fix before the examination.
- Tested home mortgage reporting data for accuracy and cut error rates in the submission from 4.1 percent to 0.6 percent.
- Built the fair lending analysis routine now run twice a year on originations and pricing exceptions.
- Cleared a backlog of 41 open compliance findings by rewriting the tracking report for department heads.
Professional Experience
Compliance Auditor
James River Heritage Bank, Richmond, VA 2021 to present
Independent testing across 31 branches for a bank with 3.4 billion dollars in assets.
- Plans and executes compliance reviews from the annual risk based testing schedule.
- Tests loan files against disclosure timing, content and accuracy requirements.
- Reviews deposit account opening, overdraft handling and error resolution procedures.
- Reports findings to the compliance committee and monitors corrective action to closure.
Compliance Analyst
Tidewater Savings Alliance, Norfolk, VA 2019 to 2021
Supported monitoring and testing for a savings institution with eleven offices.
- Reviewed advertising and disclosure content before release.
- Sampled consumer loan files for documentation accuracy.
- Maintained the regulatory change log and assessed the effect of new rules.
Licensure and Certification
Certified Regulatory Compliance Manager, American Bankers Association, 2022
Education
Bachelor of science in finance, Virginia Commonwealth University, 2019
Core Skills
Regulatory compliance testing · Loan file review · Fair lending analysis · Mortgage reporting accuracy · Corrective action tracking · AuditBoard · Sampling methodology · Report writing · Regulatory change monitoring