Cody R. Lockridge
Regulatory Reporting Analyst, Risk weighted asset calculation
Charlotte, NC · (704) 555 0156 · name@example.com · linkedin.com/in/codyrlockridge
Key Qualifications
EXPERIENCE
Seven years in bank regulatory reporting
REPORTS
Federal Reserve form Y nine C, the Y fourteen quarterly and annual collections, call reports, deposit insurance assessment
SPECIALTIES
Risk weighted asset calculation, capital schedules, general ledger reconciliation, examiner and audit support
SYSTEMS
AxiomSL, Workiva, Oracle Financial Services, Snowflake, Tableau
CREDENTIALS
Certified Regulatory Compliance Manager, American Bankers Association
EDUCATION
Master of science in accounting, University of North Carolina at Charlotte
Executive Summary
Regulatory reporting analyst at a bank holding company with forty two billion dollars in assets, seven years preparing the Federal Reserve consolidated holding company report and the supervisory stress test collection. I own the capital schedules and the reconciliation back to the general ledger every quarter.
Signature Achievements
- Cut the quarterly close to submission cycle for the holding company report from nineteen business days to twelve.
- Reduced restated schedules from an average of four per quarter to zero across the last eight filing cycles.
- Rebuilt the risk weighted asset calculation for securitization exposures after an examiner comment and cleared the finding in one cycle.
- Automated the reconciliation between the reporting engine and the general ledger, removing about sixty hours of manual tie out per quarter.
- Wrote the variance commentary package that the chief financial officer now uses to certify the filing each quarter.
Professional Experience
Regulatory Reporting Analyst
Queen City Bancshares, Charlotte, NC 2021 to present
Regulatory reporting team of nine inside corporate accounting at a forty two billion dollar holding company.
- Prepare the capital, securities and loan schedules of the Federal Reserve consolidated holding company report and tie every line to the general ledger.
- Compile the quarterly supervisory stress test collection covering wholesale and retail exposures and reconcile it to the holding company report.
- Calculate risk weighted assets under the standardized approach and document every exposure classification decision.
- Respond to Federal Reserve and internal audit inquiries with the supporting workpapers and source system extracts.
- Maintain written procedures and the control matrix for each schedule I own under the Sarbanes Oxley program.
Financial Reporting Associate
Ashworth Grant Bank, Charlotte, NC 2018 to 2021
Accounting policy and reporting group at a six billion dollar commercial bank.
- Prepared the quarterly call report and the deposit insurance assessment filing for a single bank charter.
- Reconciled loan and deposit balances between the core system and the general ledger before each filing.
- Supported the annual examination by assembling requested schedules and reconciliations.
Licensure and Certification
Certified Regulatory Compliance Manager, American Bankers Association, 2022
Education
Master of science in accounting, University of North Carolina at Charlotte, 2018
Bachelor of science in finance, Elon University, 2016
Core Skills
Holding company reporting · Risk weighted assets · Call report preparation · General ledger reconciliation · Stress test data collection · Regulatory instructions research · Examiner response · Process automation