CASDI

It stands for California State Disability Insurance. California's state-run program provides short-term disability insurance benefits to eligible workers who cannot work due to non-work-related illnesses, injuries, or pregnancies. CASDI is designed to replace lost wages and provide financial support during disability partially. Under CASDI, eligible employees contribute a small portion of their wages to the program through payroll deductions. These contributions fund disability insurance benefits. When eligible workers become disabled and unable to work, they can apply for CASDI benefits. The amount of CASDI benefits is based on the individual's earnings during a specific base period. The maximum benefit amount and duration are subject to annual adjustments by the California Employment Development Department (EDD). Typically, CASDI benefits provide up to 60-70% of the individual's weekly wages, with a maximum weekly benefit amount. It is important to note that CASDI only provides short-term disability benefits and does not cover long-term disabilities. For long-term disabilities, individuals may need to explore other options, such as Social Security Disability Insurance (SSDI) or private disability insurance.