Both Paybis and MoonPay let you buy Bitcoin with a credit card. Paybis typically has lower fees and easier onboarding. MoonPay does a better job of serving global users. How you navigate between these options depends on what's important to you: cost and pace of service, or availability.
When it comes to purchasing Bitcoin via credit card, traders need to consider convenience and security. Both Paybis and MoonPay are established exchange platforms that make onboarding in crypto simple.
This guide breaks down everything you need to know about comparing the two if you’re hesitating between Paybis and MoonPay: fees, supported payment methods (fiat and crypto), KYC requirements, compliance, quality of customer satisfaction, and overall user experience.
Whether you’re looking to invest $100 or $10,000, the right platform can save you time, minimize transaction costs, and make sure that your order is filled correctly.
Buy $100 BTC by Card: Paybis vs MoonPay
Here’s what buying $100 worth of Bitcoin looks like on Paybis and MoonPay.
Paybis
1. Visit Paybis and click on “Buy Bitcoin.”
2. Type in $100 under the amount, and you are good to go.
3. Choose Bitcoin as currency.
4. Select a credit card (Visa or Mastercard) as your payment option.
5. Enter your wallet address. Remember that Paybis won’t hold crypto for you.
6. Confirm and pay. Wait until the blocks are confirmed to finalize the transaction.
MoonPay
1. Take a trip over to MoonPay and choose Bitcoin.
2. Enter the purchase amount ($100).
3. Select a payment method (credit card, debit card, Apple Pay, or Google Pay).
4. Provide your wallet address.
5. Complete the personal verification as required, and then verify the transaction.
MoonPay usually takes a minute or two longer than Paybis does, but it still fulfills the majority of orders quickly.
Payment Methods
Both Paybis and MoonPay support popular card providers and alternatives. However, the acceptance rate and 3DS (3D Secure) protections differ slightly.
Platform | Payment Methods Supported | Alternative Options | 3DS/Extra Security | Declines |
Paybis | Visa, Mastercard | Apple Pay, Google Pay, Bank Transfers (SEPA/SWIFT) | Full 3DS support | High (rare declines) |
MoonPay | Visa, Mastercard, Maestro | Apple Pay, Google Pay, Samsung Pay | Full 3DS support | Medium (some regions face restrictions) |
Both services ensure compliance with international security standards, but Paybis tends to have fewer declined transactions, especially for international users.
Security Standards and Regulatory Compliance
For crypto buyers, platform security and regulatory compliance are key. Both Paybis and MoonPay are fully licensed and follow strict global AML/KYC policies.
Security Factor | Paybis | MoonPay |
Licenses/Registrations | Registered with FCA (UK), FinCEN (US), and EU regulations | Licensed in the UK, EU, and registered with FinCEN |
AML/KYC Policy | Mandatory KYC for all transactions | Mandatory KYC for most transactions |
PCI DSS Compliance | Yes, for payment processing | Yes, for card payments |
Data Protection | GDPR-compliant, encrypted storage | GDPR-compliant, encrypted storage |
Both platforms ensure user safety, but Paybis has a stronger track record of Bitcoin transactions in multi-region compliance.
Customer Support Quality and Response Times
Support can make or break the user experience, especially for first-time crypto buyers.
Support Factor | Paybis | MoonPay |
Support Channels | Live chat, email, helpdesk | Live chat, email |
Response Times | Average < 5 minutes (chat) | Average 15–20 minutes |
Availability | 24/7 | 24/7 |
User Rating | 4.7/5 (Trustpilot) | 4.3/5 (Trustpilot) |
Paybis edges ahead with faster response times and higher overall user ratings.
User Experience
Users have cited varying pros for each of the platforms.
Paybis is user-friendly because of its simple layout, easy-to-understand fee schedule, and fast verification. It’s frequently called beginner-friendly but professional-level enough for experienced traders.
MoonPay. Its usability across the globe and ability to accept a variety of local currencies make MoonPay a top choice for investors. Some reviews, however, note that fees can be higher and transactions with cards sometimes decline.
Overall, Paybis is often chosen for lower costs and speed, while MoonPay appeals to those in countries where other services may not operate.
FAQs
Where to buy crypto with a credit card without KYC?
You will find that most platforms are compliant with various legislations and require KYC. Unregulated platforms will allow purchases without KYC, but this comes at a higher risk.
How much is $1000 dollars in Bitcoin right now?
The value of Bitcoin fluctuates continuously. Check live rates on paybis.com.
What will 1 Bitcoin be worth in 2030?
Projections vary widely, but many analysts anticipate rapid expansion as adoption increases.
What if I invested $1000 in Bitcoin 5 years ago?
Your investment could now be worth several times more. Investing $1,000 in 2020 will be worth just over $17,000 today. Bitcoin has skyrocketed since 2020.
How is Bitcoin taxed?
The majority of countries tax Bitcoin as capital gains tax. It is important to always check your local regulations.
